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Molly Barnes-Real Merchant Services
About Us
Molly Barnes-Real Merchant Services is a comprehensive Credit Card Processing solutions provider based in Indiana with Flexible Pricing Options. Real Merchant Services delivers cost-effective payment processing solutions designed to drastically reduce or eliminate credit card processing fees for businesses of all sizes. As a trusted payment processor, we provide innovative merchant services that prioritize real savings, real solutions, and real results for our clients. Advanced Payment Processing Technology: Our comprehensive payment platform offers both online and in-person payment solutions. With our virtual payment portal, businesses can process card-not-present transactions seamlessly, send payment links, set up recurring billing, and manage client invoices efficiently. For brick-and-mortar establishments, we provide customizable point-of-sale (POS) systems with smart insights and analytics to help businesses understand customer behavior and track performance. Three Flexible Pricing Models to Maximize Savings: Real Merchant Services offers three distinct pricing options to meet diverse business needs. Surcharge Pricing Programs - Pass processing fees directly to customers who choose to pay with credit cards, allowing businesses to eliminate processing costs while maintaining competitive cash pricing. Cash Discount Programs - Offer customers incentives for paying with cash or check while recovering processing fees through a service fee structure, helping businesses with slim profit margins preserve revenue. Interchange Plus Pricing - Transparent cost-plus pricing model that separates interchange fees from processor markup, providing businesses with clear visibility into their processing costs and ensuring competitive rates based on actual card network fees. Security and Compliance Excellence: We prioritize payment security through comprehensive PCI compliance services and white-glove chargeback protection. Our platform includes advanced fraud protection and secure transaction processing to safeguard both merchants and their customers. Business Intelligence and Insights: Track every fee, every dollar, every time with our transparent reporting system. Our merchant portal provides detailed analytics, real-time transaction monitoring, and comprehensive fee breakdowns to eliminate confusion and provide actionable business insights. Seamless Integration Capabilities: Real Merchant Services offers extensive integration options to connect with existing business systems, e-commerce platforms, and accounting software. Our technical team provides personalized support to ensure smooth implementation and ongoing system optimization.
Why Choose Real Merchant Services
• Cost Reduction: Multiple pricing models designed to minimize or eliminate processing fees
• Transparency: Clear fee structures with no hidden costs or confusing pricing tiers
• Flexibility: Online, in-person, and mobile payment processing capabilities
• Support: Dedicated customer service and technical integration assistance
• Security: PCI compliant processing with advanced fraud protection
• Analytics: Comprehensive reporting and business intelligence tools
Real Merchant Services combines innovative payment technology with flexible pricing solutions to help businesses save money, streamline operations, and grow revenue. Whether you need surcharge programs, cash discount solutions, or transparent interchange plus pricing, we deliver the tools and support necessary to optimize your payment processing strategy.
Contact Real Merchant Services today to discover how our payment processing solutions can transform your business operations and significantly reduce your processing costs.
Areas Served
Crawfordsville, IN | Montgomery County, IN | Hamilton County, IN | Hendricks County, IN | Marion County, IN | Tippecanoe County, IN | Indianapolis, IN | Lafayette, IN
What We Offer
Our Specialties include:
- Primary Specialties
- • Cost Elimination Solutions - Helping businesses drastically reduce or completely eliminate credit card processing fees through innovative pricing strategies
- • Flexible Pricing Innovation - Offering multiple pricing models (surcharge, cash discount, and interchange plus) rather than one-size-fits-all approaches
- • Transparency in Processing - "Track every fee, every dollar, every time" approach with clear, detailed reporting and fee breakdowns to eliminate industry confusion
- Secondary Specialties
- • White-Glove Service - Personalized, hands-on support for PCI compliance and chargeback management
- • Custom Integration Solutions - Seamless payment processing integration with existing business systems
- • Virtual Payment Processing - Card-not-present transactions through virtual portal, payment links, and recurring billing capabilities
- • Business Intelligence - Actionable insights and analytics to help merchants understand customers and optimize operations
- Core Value Proposition
- Real Merchant Services specializes in being the transparent alternative to traditional merchant services - offering real savings, real solutions, and real clarity in an industry known for hidden fees and confusing pricing structures.
Our Services include:
- Payment Processing Solutions
- Online Payment Services
- • Virtual payment portal for card-not-present transactions
- • Payment link generation and distribution
- • Recurring billing and subscription management
- • Client invoice management and processing
- • E-commerce payment gateway integration
- • Mobile payment processing capabilities
- • Online checkout solutions
- In-Person Payment Solutions
- • Customizable point-of-sale (POS) systems
- • Credit card terminal equipment
- • Mobile card readers and portable terminals
- • Contactless payment processing (tap-to-pay)
- • EMV chip card processing
- • Magnetic stripe card processing
- • PIN debit processing
- Pricing Program Options
- Surcharge Programs
- • Credit card surcharge implementation
- • Compliant surcharge disclosure systems
- • Automated surcharge calculation
- • State-specific surcharge compliance management
- Cash Discount Programs
- • Cash discount program setup and management
- • Service fee structure implementation
- • Compliant signage and disclosure materials
- • Customer education and training support
- Interchange Plus Pricing
- • Transparent cost-plus pricing structure
- • Real-time interchange rate monitoring
- • Detailed fee breakdown reporting
- • Competitive markup rates
- Security and Compliance Services
- PCI Compliance
- • PCI DSS compliance assessment
- • Security vulnerability scanning
- • Compliance documentation and reporting
- • White-glove compliance support services
- Fraud Protection
- • Advanced fraud detection systems
- • Real-time transaction monitoring
- • Risk assessment and management
- • Chargeback prevention tools
- Chargeback Management
- • Chargeback dispute resolution
- • Representment services
- • Chargeback prevention strategies
- • White-glove chargeback support
- Business Intelligence and Analytics
- Reporting Services
- • Real-time transaction reporting
- • Comprehensive fee analysis
- • Monthly processing statements
- • Custom reporting dashboards
- Business Analytics
- • Customer behavior insights
- • Sales performance tracking
- • Transaction trend analysis
- • Revenue optimization recommendations
- Account Management
- • Dedicated account management support
- • Regular account reviews and optimization
- • Fee structure analysis and recommendations
- • Performance monitoring and reporting
- Integration and Technical Services
- System Integration
- • Shopping cart integrations
- • Accounting software connections
- • CRM system integration
- • Custom API development
- Technical Support
- • 24/7 technical support
- • Equipment troubleshooting
- • Software updates and maintenance
- • Training and onboarding assistance
- Equipment Services
- • Payment terminal sales and leasing
- • Equipment installation and setup
- • Hardware maintenance and repair
- • Equipment replacement programs
- Additional Business Services
- Multi-Location Support
- • Centralized reporting for multiple locations
- • Location-specific analytics
- • Unified pricing across locations
- • Corporate account management
- Industry-Specific Solutions
- • Retail payment processing
- • Restaurant and hospitality solutions
- • Professional services payment systems
- • E-commerce and online business solutions
- Customer Support Services
- • Dedicated customer service team
- • Live training sessions
- • Implementation support
- • Ongoing consultation and optimization
- Sales Agent Program
- • Independent sales agent opportunities
- • Training and certification programs
- • Lead tracking and management systems
- • Residual income opportunities
Our Products include:
- Product Change: Real Merchant Services - Product Catalog
- Software Products
- Virtual Payment Portal
- • Web-based payment processing platform
- • Card-not-present transaction processing
- • Payment link generator
- • Invoice management system
- • Recurring billing automation
- • Customer payment portal access
- Point-of-Sale (POS) Systems
- • Customizable POS software solutions
- • Retail-specific POS applications
- • Restaurant and hospitality POS systems
- • Multi-location POS management
- • Inventory tracking integration
- • Employee management features
- Mobile Payment Applications
- • Mobile card processing apps
- • Smartphone-based payment acceptance
- • Tablet POS solutions
- • Mobile invoice generation
- • On-the-go payment processing
- Hardware Products
- Payment Terminals
- • Countertop credit card terminals
- • Wireless payment terminals
- • PIN pad devices
- • EMV chip card readers
- • Contactless payment terminals
- • All-in-one payment stations
- Mobile Card Readers
- • Bluetooth card readers
- • USB card readers
- • Audio jack card readers
- • Chip and PIN mobile readers
- • Contactless mobile readers
- POS Hardware
- • Touch screen monitors
- • Cash drawers
- • Receipt printers
- • Barcode scanners
- • Customer display units
- • Tablet stands and mounts
- E-commerce Products
- Payment Gateways
- • Online payment gateway solutions
- • Shopping cart integrations
- • Website payment buttons
- • Hosted payment pages
- • API integration tools
- • Developer SDKs
- E-commerce Plugins
- • WooCommerce payment plugins
- • Shopify payment integrations
- • Magento payment modules
- • BigCommerce connectors
- • Custom e-commerce solutions
- Pricing Program Products
- Surcharge Solutions
- • Compliant surcharge processing systems
- • Automatic surcharge calculation software
- • Surcharge disclosure terminals
- • State-compliant surcharge programs
- • Surcharge reporting tools
- Cash Discount Programs
- • Cash discount processing platforms
- • Dual pricing display systems
- • Service fee management tools
- • Compliant signage packages
- • Cash discount POS integration
- Interchange Plus Systems
- • Transparent pricing platforms
- • Real-time rate monitoring tools
- • Fee breakdown reporting systems
- • Cost analysis dashboards
- Security Products
- PCI Compliance Tools
- • PCI compliance scanning software
- • Security assessment platforms
- • Vulnerability monitoring systems
- • Compliance reporting tools
- • Risk management dashboards
- Fraud Prevention Systems
- • Real-time fraud detection software
- • Transaction monitoring platforms
- • Risk scoring algorithms
- • Chargeback prevention tools
- • Identity verification systems
- Reporting and Analytics Products
- Business Intelligence Platforms
- • Transaction analytics dashboards
- • Sales performance reporting tools
- • Customer behavior analysis software
- • Revenue optimization platforms
- • Multi-location reporting systems
- Custom Reporting Tools
- • Real-time transaction reports
- • Monthly processing statements
- • Fee analysis reports
- • Performance tracking dashboards
- • Custom report generators
- Integration Products
- API Solutions
- • RESTful payment APIs
- • Webhook notification systems
- • Real-time processing APIs
- • Batch processing tools
- • Custom integration frameworks
- Third-Party Connectors
- • QuickBooks integration modules
- • Xero accounting connectors
- • Salesforce CRM integration
- • Microsoft Dynamics connectors
- • Custom ERP integrations
- Industry-Specific Products
- Retail Solutions
- • Retail POS systems
- • Inventory management integration
- • Customer loyalty programs
- • Gift card processing systems
- • Multi-store management platforms
- Restaurant Products
- • Restaurant POS systems
- • Order management platforms
- • Table service applications
- • Kitchen display systems
- • Delivery integration tools
- Professional Services Products
- • Invoice processing systems
- • Appointment booking integration
- • Client portal solutions
- • Subscription billing platforms
- • Professional service POS systems
- Support Products
- Training Platforms
- • Online training portals
- • Video tutorial libraries
- • Live training session access
- • Certification programs
- • Best practices guides
- Documentation Products
- • Implementation guides
- • User manuals
- • API documentation
- • Compliance resources
- • Troubleshooting guides
Contact Us
Molly Barnes-Real Merchant Services
Crawfordsville, IN 47933
Phone: (317) 509-1788
Email: molly
Where To Find Us
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Payment Types Accepted
American Express, Personal Checks, Debit Cards, Discover, MasterCard, Visa
Our Hours
24 Hour Emergency Service
Holiday Hours May Vary. Please Call For Details.
Monday: By Appointment Only
Tuesday: By Appointment Only
Wednesday: By Appointment Only
Thursday: By Appointment Only
Friday: By Appointment Only
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